Monday, January 14, 2019 / by Amber Felton
In our last post, we began demystifying the home inspection process. This week, we will dive further into what is actually inspected during a home inspection and how to select the proper inspector. Understanding the different types of services can boost your confidence when selecting your inspector and during the actual inspection process.
1) What should I expect from a Home Inspector?
A high level of service should be expected from any home inspection company that you choose. Here are a few certifications, policies and protection plans that you should check for when selecting an inspector:
a.) Certified Inspection Expert
b.) 90 Day Warranty
c.) Platinum Roof Protection Plan
f.) Radon Protection Plan
h.) HomeOwners Resource
With over 5,000 home inspection companies in the United States and Canada offering these types of services to their clients, finding a high level inspector in your area should be possible.
2) What i ...
Wednesday, January 9, 2019 / by Amber Felton
A home inspection is a necessary step in every residential real estate transaction. While many potential home buyers and sellers have heard the term before, most do not have an understanding of what the inspection actually includes. Today's post is dedicated to demystifying the process so that you will know what to expect and how to manage the results. Let's get started!
1.) What is a Home Inspection?
A home inspection is a visual examination of the physical structure and systems of a house. It is usually performed for the buyer of a property; more recently there has been an increase in sellers opting to have their home inspected before listing it. This allows sellers to perform repairs and eliminate the occurrence of any issues right before closing.
2.) What Does an Inspection Report Include?
First, it is important to understand that not all inspectors or inspections are the same. However, an inspection report will typically cover the condition of the home’s h ...
Wednesday, January 2, 2019 / by Amber Felton
A healthy credit score is a major factor in determining the interest rate on your mortgage. Typically, a higher credit score results in a lower interest rate. This means that just a few points on your credit score can either increase or decrease your monthly mortgage payment by hundreds of dollars. As a potential home buyer, it is helpful to know how your credit score is determined and how to maintain a healthy score.
Once you determine that you are ready to enter the home buying market, it is wise to give yourself time to tackle any credit issues prior to submitting a mortgage application. These four tips will help you stay on top of your credit and place you on the path to owning your dream home!
1.) Avoid Late Payments
Although this should go without saying, paying your bills on time is necessary for maintaining a healthy credit score. Many potential home buyers are unaware that just one late payment can damage your credit score. Not only can a late payment damage you ...
Monday, December 31, 2018 / by Amber Felton
One of our favorite parts about living in the Savannah area is that there is always something fun and exciting to do! With so many events and activities that have taken place this year, 2018 has been nothing short of amazing. If you're like us, you want to wrap up this year with one last extraordinary event before kicking off the New Year. Here are four things that you can do as you wait for the clock to strike midnight!
1. Gatsby New Year's Eve at Westin Savannah
Get dolled up in your fanciest Gatsby themed attire and make your way to The Westin Savannah Harbor Golf and Spa Resort! A ticket to this upscale event is your ticket to dance the night away in the hotel's Grand Ballroom. If dancing is not your forte or your simply need to take a break from being in the center of the dance floor, treat yourself to the decadent desserts or open bar. Officially welcome in the New Year with a champagne toast and fireworks on the Savannah River at midnight.
Tip: Treat yourse ...
Monday, December 31, 2018 / by Amber Felton
We’re getting to the time of year when real estate agents from all over the world analyze and assess the performance of their local markets and identify future events that may change the market’s current status quo.
With that in mind, here’s what we think buyers, sellers, renters, and developers should expect if they’re planning on entering the market in 2019.
Buyers & Renters...
While there is a wide range of different financial and market-based factors that buyers need to consider, there is no doubt that interest rates are one of the most important (or at least most prominent). We’re currently in a financial period that has the highest interest rates we’ve seen in about 8 years. The Federal Reserve is planning at least one more interest rate rise in 2019, with the strong possibility of a second-rate rise coming later in the year.
A reasonably small increase in interest rates doesn’t usually add as much monthly cost to you ...