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Maintaining A Healthy Credit Score

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A healthy credit score is a major factor in determining the interest rate on your mortgage. Typically, a higher credit score results in a lower interest rate. This means that just a few points on your credit score can either increase or decrease your monthly mortgage payment by hundreds of dollars. As a potential home buyer, it is helpful to know how your credit score is determined and how to maintain a healthy score.

Once you determine that you are ready to enter the home buying market, it is wise to give yourself time to tackle any credit issues prior to submitting a mortgage application. These four tips will help you stay on top of your credit and place you on the path to owning your dream home!

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