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Maintaining A Healthy Credit Score

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A healthy credit score is a major factor in determining the interest rate on your mortgage. Typically, a higher credit score results in a lower interest rate. This means that just a few points on your credit score can either increase or decrease your monthly mortgage payment by hundreds of dollars. As a potential home buyer, it is helpful to know how your credit score is determined and how to maintain a healthy score.

Once you determine that you are ready to enter the home buying market, it is wise to give yourself time to tackle any credit issues prior to submitting a mortgage application. These four tips will help you stay on top of your credit and place you on the path to owning your dream home!


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The Trisha Cook Team
920 Morgans Corner Rd Suite E
Savannah, GA 31322
912-737-2935

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The data relating to real estate for sale on this web site comes in part from the Broker ReciprocitySM Program of GAMLS. All real estate listings are marked with the GAMLS Broker ReciprocitySM thumbnail logo and detailed information about them includes the name of the listing brokers. January 20, 2025
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